Suburban homes

Tell Me About VA Loans

The VA Home Loan was created to help eligible veterans of our armed services find affordable housing. With the ability to borrower up to 100% of a home's value and flexible credit and income guidelines, the VA Home Loan is one of the best home financing options available.

VA Home Loan Bottom Line Benefits:

  • In most cases a VA Home Loan requires no down payment.
  • No mortgage insurance premiums.
  • No pre-payment penalties.
  • The VA Home Loan is one of the only "zero out of pocket" loans avaialble.

Great reasons to consider a VA Loan:

  • Any veteran eligible for a VA Home Loan should consider it as an option.
  • You want to minimize out of pocket costs on a new home purchase or refinance.
  • You would like to take advantage of the more flexible credit and income guidelines offered by the VA Home Loan.
  • You would be required to pay mortgage insurance on a conforming loan.

VA Home Loan Options:

  • 30 Year Fixed Rate Mortgage
  • 15 Year Fixed Rate Mortgage
  • Adjustable Rate Mortgage options*
  • Purchase and Refinance Options

Related Products Available

  • 10 year, 15 year, 20 year and 30 year fixed rate conventional mortgages
  • 30 year fixed interest only mortgage
  • Conventional Adjustable Rate Mortgages
  • FHA Mortgage

How do I get started?

Ready to get started? Looking for more information about VA mortgages?

Apply for an VA Home Loan with PNC Mortgage

*Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.
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The PNC Financial Services Group, Inc. ("PNC") provides investment and wealth management, fiduciary services, FDIC-insured banking products and lending and borrowing of funds through its Subsidiaries, PNC Bank, National Association and PNC Bank, Delaware, and National City Bank, which are Members FDIC. Securities products and brokerage services are offered through PNC Investments LLC and/or NatCity Investments, Inc., registered broker-dealers and members of FINRA, and SIPC. Insurance products and advice may be provided by PNC Insurance Services LLC and/or National City Insurance Group, Inc, licensed insurance agency affiliates of PNC, or by licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate will receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax or accounting advice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.