Husband and wife on steps of home.
Skip Navigation Links Home > Loan Types >No or Low Mortgage Insurance

No or Low Mortgage Insurance Loans

Most mortgages require you to pay a monthly mortgage insurance premium when you borrower more than 80% of the value of your home. PNC Mortgage offers you several alternatives.

No or Low Mortgage Insurance Loan Bottom Line Benefits:

  • Lower your monthly payment.
  • Put less down without paying Mortgage Insurance.

Great reasons to consider a No or Low Mortgage Insurance Loan:

  • You would like to reduce your monthly payment.
  • You would like to put less down without paying more for Mortgage Insurance.

No or Low Mortgage Insurance Home Loan Options:

  • 30 Year Fixed Rate Mortgage
  • 20 Year Fixed Rate Mortgage
  • 15 Year Fixed Rate Mortgage
  • 10 Year Fixed Rate Mortgage
  • VA Home Loan
  • Adjustable Rate Mortgage options*

How do I get started?

Ready to get started? Looking for more information about this type of mortgage?

Apply for a No or Low MI Mortgage with PNC Mortgage

*Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.
Equal Housing Lender logo Member FDIC logo
The PNC Financial Services Group, Inc. ("PNC") provides investment and wealth management, fiduciary services, FDIC-insured banking products and lending and borrowing of funds through its Subsidiaries, PNC Bank, National Association and PNC Bank, Delaware, and National City Bank, which are Members FDIC. Securities products and brokerage services are offered through PNC Investments LLC and/or NatCity Investments, Inc., registered broker-dealers and members of FINRA, and SIPC. Insurance products and advice may be provided by PNC Insurance Services LLC and/or National City Insurance Group, Inc, licensed insurance agency affiliates of PNC, or by licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate will receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax or accounting advice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.