Understanding Insurance
Are you confused by the different insurance products that are associated with home ownership and obtaining a mortgage? Let us help you to understand the different products available!
Homeowners Insurance
Homeowners insurance provides financial coverage in the event of a covered loss to an insured's home, other structures or contents. In addition, homeowners insurance provides personal liability coverage for third-party claims.
For a no-cost, no-obligation quote, call our toll-free insurance hotline at 1-877-452-5242.
This product may not be available in all states.
Mortgage Life and Disability
Mortgage life insurance is credit life insurance that pays off the mortgage obligation in the event the insured dies before the debt is paid, enabling the surviving family members to retain their home.
Mortgage disability insurance provides insurance that pays the monthly mortgage payment up to $2,000 in the event of a covered accidental disability lasting more than the 30-day elimination period. Single or joint benefits are payable up to a maximum of 24 months.
Mortgage life and disability insurance are available to new and existing PNC Mortgage customers.
For more information, call our toll-free insurance hotline at 1-877-452-5242.
This product may not be available in all states.
Disaster Mortgage Protection
Disaster mortgage protection insurance pays the insured's monthly mortgage payments in the event a disaster such as fire, flood, earthquake, hurricane or tornado were to strike and cause the insured's home to become unlivable.
For more information, call our toll-free insurance hotline at 1-877-452-5242.
This product may not be available in all states.
All Insurance Solutions
PNC Financial Services Group Inc. offers a wide variety of insurance solutions. Click here to open a second browser window to find the insurance solution that best meets your needs. When done, close the second browser window to return here.
Go to National City's insurance solutions.
Private Mortgage Insurance
Insurance written by a private company protecting the mortgage lender against financial loss occasioned by a borrower defaulting on the mortgage.
FHA Mortgage Insurance
An undertaking by FHA to insure the lender against loss arising from a default by the borrower.
VA Funding Fee
A fee based on a percentage of your loan amount. This fee is paid by the Veteran and/or third party, directly to the Veterans Administration, to guarantee a specified portion of the loan, should the borrower go into default.
Flood Insurance
Protection against flood loss through the 1973 Flood Disaster Protection Act.