Insurance documents.

Understanding Insurance

Are you confused by the different insurance products that are associated with home ownership and obtaining a mortgage? Let us help you to understand the different products available!

Homeowners Insurance

Homeowners insurance provides financial coverage in the event of a covered loss to an insured's home, other structures or contents. In addition, homeowners insurance provides personal liability coverage for third-party claims.

 

For a no-cost, no-obligation quote, call our toll-free insurance hotline at 1-877-452-5242.

This product may not be available in all states.


Mortgage Life and Disability

Mortgage life insurance is credit life insurance that pays off the mortgage obligation in the event the insured dies before the debt is paid, enabling the surviving family members to retain their home.

Mortgage disability insurance provides insurance that pays the monthly mortgage payment up to $2,000 in the event of a covered accidental disability lasting more than the 30-day elimination period. Single or joint benefits are payable up to a maximum of 24 months.

Mortgage life and disability insurance are available to new and existing PNC Mortgage customers.

For more information, call our toll-free insurance hotline at 1-877-452-5242.

This product may not be available in all states.


Disaster Mortgage Protection

Disaster mortgage protection insurance pays the insured's monthly mortgage payments in the event a disaster such as fire, flood, earthquake, hurricane or tornado were to strike and cause the insured's home to become unlivable.

For more information, call our toll-free insurance hotline at 1-877-452-5242.

This product may not be available in all states.


All Insurance Solutions

PNC Financial Services Group Inc. offers a wide variety of insurance solutions. Click here to open a second browser window to find the insurance solution that best meets your needs. When done, close the second browser window to return here.


Go to National City's insurance solutions.


Private Mortgage Insurance

Insurance written by a private company protecting the mortgage lender against financial loss occasioned by a borrower defaulting on the mortgage.


FHA Mortgage Insurance

An undertaking by FHA to insure the lender against loss arising from a default by the borrower.


VA Funding Fee

A fee based on a percentage of your loan amount. This fee is paid by the Veteran and/or third party, directly to the Veterans Administration, to guarantee a specified portion of the loan, should the borrower go into default.


Flood Insurance

Protection against flood loss through the 1973 Flood Disaster Protection Act.



Equal Housing Lender logo Member FDIC logo
The PNC Financial Services Group, Inc. ("PNC") provides investment and wealth management, fiduciary services, FDIC-insured banking products and lending and borrowing of funds through its Subsidiaries, PNC Bank, National Association and PNC Bank, Delaware, and National City Bank, which are Members FDIC. Securities products and brokerage services are offered through PNC Investments LLC and/or NatCity Investments, Inc., registered broker-dealers and members of FINRA, and SIPC. Insurance products and advice may be provided by PNC Insurance Services LLC and/or National City Insurance Group, Inc, licensed insurance agency affiliates of PNC, or by licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate will receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax or accounting advice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.