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Electronic Funds Transfer (EFT)

There are many advantages to using an electronic funds transfer (EFT) to make your monthly mortgage payment.

An Electronic Funds Transfer (EFT) makes paying your mortgage even easier...

Never write another check for your monthly mortgage payments!

Easy...FREE...and time-saving

When you sign up for EFT on your PNC Mortgage loan, you'll save time because there are no checks to write, no payments to mail, and no coupon books to manage. And best of all, if you choose to have additional funds applied to the principal balance of your loan each month, you could save thousands in interest expense by paying off your mortgage faster!

Works with most financial institutions

Most financial institutions in the U.S. participate in the automated clearing house system, this allows PNC Mortgage, with your permission, to access your account for a payment each month.

Convenient and worry-free

Because it's automatic, you don't have to do a thing! Each withdrawal appears as a deduction on your financial institution's monthly statement. We will notify you of your first automated payment date, so be sure to continue making your payments on time until EFT begins.

Get Started

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The PNC Financial Services Group, Inc. ("PNC") provides investment and wealth management, fiduciary services, FDIC-insured banking products and lending and borrowing of funds through its Subsidiaries, PNC Bank, National Association and PNC Bank, Delaware, and National City Bank, which are Members FDIC. Securities products and brokerage services are offered through PNC Investments LLC and/or NatCity Investments, Inc., registered broker-dealers and members of FINRA, and SIPC. Insurance products and advice may be provided by PNC Insurance Services LLC and/or National City Insurance Group, Inc, licensed insurance agency affiliates of PNC, or by licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate will receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax or accounting advice.

Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.